FHA Loans

FHA home loans are mortgage loans that are insured against default by the Federal Housing Administration (FHA).  FHA loans are available for single family and multifamily homes. These home loans allow banks to continuously issue loans without much risk or capital requirements. The FHA doesn't issue loans or set interest rates, it just guarantees against default.

FHA loans allow individuals who may not qualify for a conventional mortgage obtain a loan, especially first time home buyers. These loans offer low minimum down payments, reasonable credit expectations, and flexible income requirements.

FHA Loans FAQ

• What is an FHA Loan?
• FHA Loans vs. Conventional Home Loans?
• If I've had a bankruptcy in Recent Years, Can I Get a FHA Loan?
• What Documents are Needed to Apply for a FHA Loan?
• How Big of a FHA Loan Can I Afford?